Walt Disney World Credit Card Authorization Policy allows Guests who are checking into a Walt Disney World resort, to have the option of putting a credit card on file in order to make charges to the room. These charges can be many things that a guest may purchase. These include options in the resorts, theme parks, or Disney Springs. Charges can include items such as food, beverages, souvenirs, activities, and much more. Charges are generally placed using a MagicBand+ throughout Walt Disney World property.
How Walt Disney World Credit Card Authorization Policy Works
Disney Resort hotels will place incremental authorization holds on the credit card presented at check-in for estimated incidental expenses. At check-in, a hold will be placed on the card. This will be done in the amount of any balance that is still due, plus $100. If spending exceeds the original $100 hold, additional incremental holds will be placed automatically. The hold will not exceed the balance due, plus $100.
Payment is processed for the balance due on the account after checkout. For reservations longer than 5 days, the card on file will be charged the current balance on the Resort folio every fifth day of your stay and after checkout. In general, charges will be settled and posted to the card within 1 to 2 days after checkout day. You will only be charged for what you actually spent and any authorization holds in excess of the balance due will be released after checkout day.
If you’ve booked a reservation that has been prepaid, or if you’ve paid in full payment in advance of your stay, the balance due upon check-in is zero dollars. Only the $100 authorization hold for estimated incidental expenses will be placed on your card.
For any reservation that is not prepaid, an authorization hold for the remainder of any balance due on the reservation and an additional $100 for estimated incidental expenses will be placed on your card. This will be done on your scheduled arrival date. Additional authorization holds will automatically be placed on the card until the end of your checkout day. These will be added as incidental expenditures exceed the amount previously authorized to the card.
Guests may choose to not put a credit card on file. However, they will not be able to charge to their room using MagicBands.
This policy will also be noted when you complete your online check-in prior to arrival via your My Disney Experience account, or when you check in at the resort’s front desk.